Pay anyone, anywhere, instantly for free with WaspPay.
Experience a seamless way to send money and make purchases. Whether you’re splitting dinner with a friend or checking out at your favorite boutique, our platform ensures your transactions are fast, secure, and entirely free of charge

About us
Wasp is a mobile payment app that lets you easily send and receive money with friends and family for FREE. making it simple to split bills and pay for things whether you're covering your flatmate's share of the electricity bill, covering your share of the bill or paying back your friend for those concert tickets. Pay your friends using their Phone number, email address or WaspTag( unique identifier).
How to Pay
Discover multiple ways to send and receive money with WaspPay
The Tokenized Virtual Card
Take your balance beyond the app. Your Tokenized Virtual Card allows you to shop at millions of retailers worldwide with industry-leading security.
Ultimate Security via Tokenization
Your actual card number is never shared with merchants. Instead, we use a unique digital token for every transaction.
Tap to Pay
Add your virtual card to your digital wallet to pay at any Point-of-Sale (POS) terminal.
Zero Fees
Enjoy the convenience of a premium card without the overhead. No monthly maintenance fees, no transaction costs.
Scan. Pay. Go.
For merchants that prefer touchless mobile payments, use our integrated QR suite for a hardware-free experience.
QR Scan
Simply open your camera within the app to scan a merchant's QR code. Confirm the amount, and you're done.
Payment Codes
Generate a unique, time-sensitive code on your screen for a retailer to scan—perfect for quick transactions.
Universal Acceptance
From local farmers' markets to major retailers, QR payments bridge the gap where traditional card readers might not be available.
Why Choose Us?
We believe moving your money should be as effortless as using it.
| Feature | Benefit | Cost |
|---|---|---|
| P2P Payments | Instant transfers via Usertag | Free |
| Tokenization | Bank-grade encryption & privacy | Free |
| Virtual Card | Use at any POS terminal | Free |
| QR Technology | Touchless, hardware-free checkout | Free |
FAQ
Find answers to common questions about WaspPay
Wasp is a mobile payment app that lets you easily send and receive money with friends and family for FREE. Making it simple to split bills and pay for things whether you're covering your flatmate's share of the electricity bill, covering your share of the bill or paying back your friend for those concert tickets. Pay your friends using their Phone number, email address or WaspTag (unique identifier).
WaspPay USER AGREEMENT
Section: Payouts and User Responsibility
Accuracy of Banking Information
It is your sole responsibility to ensure that the banking details (Account Number, Branch Code, Account Type) you provide to WaspPay for the purpose of receiving reimbursements are accurate, complete, and up-to-date.
No Liability for User Error
WaspPay acts as a technical facilitator to route funds from the payer to the beneficiary. We do not verify the ownership of the destination bank account beyond standard format validation.
- WaspPay, its directors, employees, and payment partners shall not be held liable for any loss of funds, delays, or misdirected payments resulting from incorrect or invalid banking details provided by you.
- If funds are settled into an incorrect account because you entered the wrong details, WaspPay is under no obligation to refund, reimburse, or compensate you for this loss.
Irreversibility of Settlements
Once a payout has been successfully processed by our payment gateway to the account details currently on file in your profile, the transaction is deemed final.
- Due to the nature of the South African National Payment System (NPS), we cannot reverse, recall, or redirect funds once they have been settled.
- Any attempt to recover funds transferred to an incorrect account must be pursued by you directly with the financial institution involved. WaspPay cannot act on your behalf in these disputes.
Account Verification
We reserve the right to verify your identity and bank account status before processing large payouts to comply with FICA (Financial Intelligence Centre Act) regulations. However, successful verification does not guarantee that the account belongs to you if you have fraudulently or erroneously provided a third party's details.
Ready to Experience Effortless Transfers?
Join thousands of satisfied users who trust WaspPay for their mobile money needs. Get started today!
Start Transferring Now